2023年11月28日 • 3分钟
Stock market fluctuations happen every day. Market indexes and stock prices may move up one day and they might move down the next. Volatility like this is normal, but the more dramatic the swings, the greater the potential risk. 当你管理你的投资时, it’s important to understand the nuances of 市场波动 so you can stay the course during turbulent times.
Market volatility measures how much and how quickly prices move over a period of time. 市场可以上下波动, but the bigger and more frequent the change, 市场越不稳定. It is measured by the standard deviation of price changes over time. (在统计数据, standard deviation allows you to see how much something differs from the standard value.)
Increased volatility on the stock market can cause fear and uncertainty among investors, but consider this: Although double-digit declines occur, stocks have 从历史上看 recovered from major downturns and delivered long-term gains.
Focusing on your long-term goals instead of daily market fluctuations can help you avoid making emotional decisions about your portfolio.”
It’s tempting to react impulsively when markets fall sharply. But instead of selling off your stock or changing the allocation of your long-term investment portfolio, this is a good time to speak with an investment professional.
Patelco会员可以访问 CFS财务顾问1 who can help identify investment options that may help minimize volatility within your portfolio without cashing out on growth-oriented investments. Schedule your in-person or online consultation 今天!
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How do I decide whether to prioritize saving or paying off debt? The good news is that you can make progress in both areas of your financial health by making a financial plan that accounts for your goals.
1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member 美国金融业监管局/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. 帕特尔科信用合作社 has contracted with CFS to make non-deposit investment products and services available to credit union members.